America’s Going Broke in Style…Thanks Congress!

While the Chinese, Middle Eastern, and Indian economies achieve new levels of diversity based on productive labor, America’s economic charm seems to lie inthe misguided and misanthropic measures flowing out of the US Congress at the behest of President Obama.  America is putting on heavy chains of debt, locking it in for decades and giving the [...]

Why Choose American Insurance Companies…

ING To Review “Strategic Options” For U.S. Ops; May Shift Annuity Book 

By ALLISON BELL
Published 4/9/2009, National Underwriter
“ING Groep N.V. wants to reduce the scope of its U.S. operations ‘over time and as market conditions permit’…”
Full article à http://www.lifeandhealthinsurancenews.com/News/2009/4/Pages/ING-To-Review-Strategic-Options-For-US-Ops-May-Shift-Annuity-Book.aspx

ING is a good company with a solid base in the U.S.  It is not, however, a U.S. company.  [...]

On-Line Life Insurance And Investment Advice…NOT!

Television is a great teacher.  So is the internet.  That’s only true, however, if you pay close attention to the advertising and not the shows that are supported by advertising.  Advertising costs money. Lots of money.  Businesses that can afford extensive TV and internet advertising need to be making lots of money.  Advertising also tells [...]

Words Of Wisdom About Conventional Wisdom…

John Mauldin’s November 26, 2008 Weekly Eletter begins with the following quote:
“It will therefore be crucial that you see the world anew. That means looking from the outside in to reanalyze much that you have probably taken for granted. This will enable you to come to an understanding. If you fail to transcend conventional thinking [...]

The Age Of The Financial Advisor vs. The Age Of Your Financial Advisor…

It dawned on me this morning while reading John Mauldin’s weekly letter that the age of the financial advisor that is informed by technological connections, charts, graphs, hypothetical illustrations, and on-line quotations has passed.
Americans are discovering that wisdom is a function of lived experience, not theoretical models.  Americans are looking for advisors who lived through…

the 1974 recession
the economic failures of the Carter [...]

The Failed Wealth Creation and Money Management Paradigm…

My apoligies for such a long absence.
YouBeTheBank.com is launching its new web site.  Although it is fully functional, there are more than a few additional capabilities that are being developed and added daily and weekly.  It’s a time and energy consuming project.
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The turmoil in every market: real estate bubbles bursting, the motgage mess, bank failures, [...]