In May of 2008 this blog awakened its readers to an idea that is now being recognized after decades of being dismissed. Fact is, if you had followed this practice through the ’80s and ’90s you would be well ahead of those that followed conventional wisdom.
Jeffrey Kosnett only implies the power, flexibility, and versatility of whole life insurance [...]
Knowledge, understanding, and wisdom are complimentary and synergistic. However, it should be clear that only wisdom embodies the qualities of all three. It is possible to have an abundance of knowledge, deep understanding, and a complete lack of wisdom.
NAZI Germany (and successors totalitarian governments around the world today) demonstrated this gap most shockingly when it applied knowledge of what is [...]
Dennis Prager recently commented that he has been carrying American values around in his pocket for his entire adult life. To clarify he reminded his audience that those values appear on the coins and currency of the United States: Liberty, E Pluribus Unum, In God We Trust. He referred to these values as the American Trinity.
These observations seem [...]
America needs neither the terrifying tsunami of new programs overwhelming it from the White House nor the violent volcanic eruption of legislative magma and ash under which the Congress is burying us…can you say “DEBT?”
Some Americans voted for “change” during last years presidential sweepstakes - clearly a gamble. However, a very small but not inconsequential minority of far left politicians, union bosses at the [...]
“The National Association of Fixed Annuities, Milwaukee, has voiced that concern in a member alert…
“NAFA sees the proposal as “a clear attempt to take control – read collect fees - on all product recommendations,” including recommendations involving life insurance, long term care insurance, health insurance, property-casualty insurance, savings accounts and fixed annuities, NAFA officials say.”
http://www.lifeandhealthinsurancenews.com/News/2009/5/Pages/NAFA-Pans-FINRA-Draft.aspx [...]
“The National Association of Fixed Annuities, Milwaukee, has voiced that concern in a member alert.
“NAFA sees the proposal as “a clear attempt to take control – read collect fees - on all product recommendations,” including recommendations involving life insurance, long term care insurance, health insurance, property-casualty insurance, savings accounts and fixed annuities, NAFA officials say.”
http://www.lifeandhealthinsurancenews.com/News/2009/5/Pages/NAFA-Pans-FINRA-Draft.aspx [...]
This post is mainly a link to a powerful assessment of conventional wisdom about the future of the US and the world economy by Jim Welsh, an investment advisor/economist that has been right more often than wrong.
Jim Welsh of Welsh Money Management has been publishing his monthly investment letter, “The Financial Commentator”, since 1985. His analysis focuses [...]
Ideas are strengthened when they are endorsed by informed experts. Gary Halbert has been proving for a very long time that the buy and hold strategy is flawed. Below is an excerpt from another of his brilliant articles on this topic.
Unspoken by Mr. Halbert but obvious from the article is the corollary that most Americans should not be [...]
The following comment was submitted by an advisor in response to a recent article by Dr Agon Fly that appeared on ProducersWeb, a financial industry forum. I believe it could be useful for anyone interested in understanding life insurance policies and - more importantly - in securing their future.
ProducersWeb wrote:
What about U.S. Treasury decision 1743 [...]
I regularly receive questions that reference The Infinite Banking ConceptTM of R. Nelson Nash. The Money for Life Model of Financial Management guides its adherents on a path similar to the one Mr. Nash suggests.
A visitor to our web site recently submitted a series of clear and precise questions about three of the core concepts [...]






