America needs neither the terrifying tsunami of new programs overwhelming it from the White House nor the violent volcanic eruption of legislative magma and ash under which the Congress is burying us…can you say “DEBT?”
Some Americans voted for “change” during last years presidential sweepstakes - clearly a gamble. However, a very small but not inconsequential minority of far left politicians, union bosses at the [...]
Financial advisors that have studied the capabilities and performance of the insurance and investment companies they represent have known for a long time that developing the foundation for a successful personal economy demands the use of the most powerful, flexible, versatile and secure financial tool in the advisors tool belt…participating whole life insurance from a [...]
It dawned on me this morning while reading John Mauldin’s weekly letter that the age of the financial advisor that is informed by technological connections, charts, graphs, hypothetical illustrations, and on-line quotations has passed.
Americans are discovering that wisdom is a function of lived experience, not theoretical models. Americans are looking for advisors who lived through…
the 1974 recession
the economic failures of the Carter [...]
By Dr Benjamin Franklin and Dr Agon Fly
“II. But with our industry we must likewise be steady, settled, and careful, and oversee our own affairs with our own eye, and not too much to others;
WOW! I wonder what Benjamin Franklin would think of ‘modern’ investment vehicles such as mutual funds, ETF’s, hedge funds, and derivatives of [...]
Our thinking about America’s failed health care system is devoid of innovation.
The system that delivers health care in America is broken - everyone recognizes that. What the current proposals ignore is that the current system is shattered beyond repair. America’s health care delivery system won’t fix itself by making the federal government the captain of this [...]
“Greed, for lack of a better word, is good.” Wall Street, 1987
Wes thought himself a pretty well informed financial advisor and planner. For years he’s told his clients to max out their 401(k) plans and put as much as possible into IRA’s and other tax sheltered programs. His premise is that taxes saved today are better [...]
04.16Luck And Money…
“Today, I consider myself the luckiest man on the face of the earth.” The Pride of the Yankees, 1942
The final proof of Money for Life,,,in good times and bad was sent to the printer today. Now the work of getting this amazing document that recalls the teachings of the world’s wisest financial minds from millennia [...]
04.15Easy Money - Or Not…
“If you build it, he will come.” Field of Dreams, 1989
Bernice and Morrie were born poor. They want to escape the demands of a personal economy based on systematically acquiring wealth through saving, debt elimination and building equity in investments that are fully paid for. They are always looking for easy ways to get more money and more of the stuff [...]
Albert Einstein said, “The significant problems we have cannot be solved at the same level of thinking with which we created them.”
The 50 page leather bound financial plan that you receive from the well known company with the large advertising budget is at best a snapshot of a fantasy; it represents the “level of thinking” that [...]
“Love means never having to say you’re sorry.” Love Story, 1970
The second question that came up about Flo, Many Jane and Vern was, “What happens to the relationship with the kids if Mom uses a Money for Life Guide instead of Vern, who is in a competitive position?”
Vern worked for a Behemoth - a large publicly held [...]