For The First Time Ever, Americans Live In Fear Of The Government…

The primary aim of this blog is to inform and educate Americans about ways to create and manage personal economies that thrive in good times and bad.
Unfortunately, in 2009 the Federal Government and the US Congress pose the greatest threat to our collective financial security.  Their greed for the accretion of power and unparalleled confiscation [...]

NO! To National Health Insurance…

“What we’ve got here is failure to communicate.”  Cool Hand Luke, 1967

The US Congress and the Executive Branch of the US government are not listening to America.  America wants “soulutions” to problems not government take-overs.
Put this simple diagram of a Universal Health Care Program, which is being ignored in DC, in the hands of every [...]

Personal Economics, Knowledge, Understanding, And Wisdom…

Knowledge, understanding, and wisdom are complimentary and synergistic.  However, it should be clear that only wisdom embodies the qualities of all three.  It is possible to have an abundance of knowledge, deep understanding, and a complete lack of wisdom.
NAZI Germany (and successors totalitarian governments around the world today) demonstrated this gap most shockingly when it applied knowledge of what is [...]

“Change We can Believe In” Has Morphed Into “Chains We Will Grieve In”

Change We can Believe In?
NOT!
Chains We Will Grieve In?
INDEED!
Chains on the Citizens of America?

Billions in Bank Bailouts that Bombed.
Uber-Billions in Un-stimulating Stimulus.
Trillions in Takeovers of the Auto Industry and the Health Care Industry.
Trillions in Taxes On the Engines of Job Creation Diverted to Bumbling Bureaucrats
Trillions Upon Trillions of Debt to Foreign Governments and Oil Cartels imposed on Unborn [...]

Non-Violent Defense Of Your Personal Economy…

America needs neither the terrifying tsunami of new programs overwhelming it from the White House nor the violent volcanic eruption of legislative magma and ash under which the Congress is burying us…can you say “DEBT?”
Some Americans voted for “change”  during last years presidential sweepstakes - clearly a gamble.  However, a very small but not inconsequential minority of far left politicians, union bosses at the [...]

America’s Going Broke in Style…Thanks Congress!

While the Chinese, Middle Eastern, and Indian economies achieve new levels of diversity based on productive labor, America’s economic charm seems to lie inthe misguided and misanthropic measures flowing out of the US Congress at the behest of President Obama.  America is putting on heavy chains of debt, locking it in for decades and giving the [...]

A Fable - The Stimulus Story

It is the month of August, on the shores of the Black Sea. It is raining, and the little town of Bombasticus looks totally deserted.  It is tough times, everybody is in debt, and everybody lives on credit.
 
Suddenly, a rich tourist comes to town. He enters the only hotel, the Ritzski, lays a 100 Euro [...]

What Is A Personal Economy?

It’s March 2009.
Americans are struggling with the cost of everything from mortgages to groceries.  The struggle is the outcome of three decades of misinformation about how to handle the money that flows through the lives of American individuals and families.
Your personal economy succeeds when you control the money that comes into your life.
The Behmoths on Wall Street, Behemoth banks and insurance companies, [...]

President Obama’s Hope VS Speaker Pelosi’s Pork Barrel - An Open Letter

“Starting today, we must pick ourselves up, dust ourselves off, and begin again the work of remaking America.” President Barack Obama’s Inaugural Address, January 20th, 2009
Dear Mr. President,
There are among us hundreds, perhaps thousands of dedicated, intelligent, passionate people that have been diligently working for decades at “remaking America.”  One group of professionals in particular has [...]

Buy Now, Pay Later…The Debt Paradigm Is Alive and Well…

Much later, according to a new poll of holiday shoppers by Consumer Reports.
 
In my book Money for Life…How to thrive in Good Times and Bad a great deal of time is spent discussing the Debt Paradigm; a system of thinking about money that suggests that you can have everything you need and want as long [...]