Dear Kay,
At www.youBEthebank.com we are committed to re-educate America about the power, flexibility, and versatility of dividend paying whole life insurance and the extraordinary benefit of participating with like-minded people in ownership of mutual insurance companies. To this end, we have sacrificed the past several years of our life to write and publish books, blogs, [...]
America needs neither the terrifying tsunami of new programs overwhelming it from the White House nor the violent volcanic eruption of legislative magma and ash under which the Congress is burying us…can you say “DEBT?”
Some Americans voted for “change” during last years presidential sweepstakes - clearly a gamble. However, a very small but not inconsequential minority of far left politicians, union bosses at the [...]
By Benjamin Franklin and Dr Agon Fly
A large percentage of Americans during the colonial period were self employed farmers, merchants, craftsmen, tradesman, shopkeepers, and so on. Employees were less common than partners and permanent employees even rarer. Because of that, the following admonitions of Father Abraham address the working class who were also responsible for [...]
Our thinking about America’s failed health care system is devoid of innovation.
The system that delivers health care in America is broken - everyone recognizes that. What the current proposals ignore is that the current system is shattered beyond repair. America’s health care delivery system won’t fix itself by making the federal government the captain of this [...]
This post is longer than normal. It deals with an issue that does not lend itself to easy explanation. Lost opportunity cost deserves closer scrutiny than most because it is fundamental to understanding, building and maintaining a successful personal economy. In addition, since it’s difficult to address the topic piecemeal, it demands a single post rather [...]
By Benjamin Franklin and Dr Agon Fly
Father Abraham’s recounting of the advice delivered by Poor Richard’s Almanac during its twenty five years of publication continues with some admonitions about chasing a life of leisure. These observations may be even more appropriate today than they were 250 years ago, when they were written.
“Methinks I hear some of [...]
By Benjamin Franklin and Dr Agon Fly
Having laid the groundwork for continuing his verbal treatise, Father Abraham translates the premises he’s postulated into a series of calls to action.
“Let us, then, up and be doing, and doing to the purpose;
These simplest of words carry profound meaning when it comes to you building your wealth. During [...]
Life’s that way. Surprisingly unsurprising surprises happen to all of us throughout our lives. They keep us from completing our work on time, being prepared for our kids education and our own retirement.
By Benjamin Franklin and Dr Agon Fly
I. Industriousness
It would be thought a hard government that should tax its people one-tenth part of their time, to be employed in its service;
Benjamin Franklin and the other Founding Fathers didn’t have to deal with the IRS, state, county, township, city and district income taxes, taxes on gas, electricity, [...]
By Dr Benjamin Franklin and Dr Agon Fly
In 1758 Benjamin Franklin published the final annual installment of Poor Richard’s Almanac. As a preface to this final edition he wrote The Way to Wealth and introduced Father Abraham as the main character in the tale.
Father Abraham embodied the financial wisdom that “Poor” Richard Saunders – Ben [...]




