Why The SEC Really Wants To Regulate Indexed Annuities…

“Greed, for lack of a better word, is good.” Wall Street, 1987
The SEC is a Behemoth that works for other Behemoths, in particular the major Wall Street firms and their minions. The SEC, along with its junior partner FINRA, wear the mantel of a Robin Hood while concurrently robbing everyone in the neighborhood by supporting [...]

The 21st Century Way to Wealth…”Do or do not…there is no try.” Yoda

By Benjamin Franklin and Dr Agon Fly
Having laid the groundwork for continuing his verbal treatise, Father Abraham translates the premises he’s postulated into a series of calls to action.
“Let us, then, up and be doing, and doing to the purpose;
These simplest of words carry profound meaning when it comes to you building your wealth. During [...]

Short Term - Money, Long Term - Investments, And Never The Twain Shall Meet…

“There’s no crying in Baseball!” A League of Their Own, 1992
The baseball season is long and strenuous. Players, coaches and teams have to pace themselves. They recognize that one game in a long season - win or lose - is less important than consistently winning more than they lose. More importantly, a team has to win [...]

Geopolitics And Your Pocketbook - Why You Need Cash Money NOW

“Go ahead, make my day.” Sudden Impact, 1983
It’s the 4th of July weekend and I’m getting pretty darn mad at the 535 Cowards in Congress.  We Americans are willing to follow leaders who look out for us and the country but are tired to the bone of the Dolts in DC who spend most of their [...]

Real Estate and Whole Life Insurance: A Financial Marriage Made In America

“Louis, I think this is the beginning of a beautiful friendship.” CASABLANCA, 1942
This is going to be a brief but replete post.
This post outlines a strategy that protects you against unforseen loss and guarantees a profit to your estate if you die owning investment real estate.
Every time you buy an investment property you have to establish a fund to [...]

Mutual Fund Misrepresentation…

“Frankly, my dear, I don’t give a damn.” Gone With the Wind, 1939
It appears that the mutual fund industry is very much like the Congress. Proof again that Americans are being bamboozled by Behemoths whose only interest is in moving money from your pockets into their own accounts. This isn’t a personal opinion but the opinion [...]

I Have A Dream About Money…

“As God is my witness, I’ll never be hungry again.” Gone With the Wind, 1938
Over the past 40 years I have been a money and financial advisor to small businesses, medical, legal, accounting, real estate and other professionals as well as executives, school teachers and brick layers - people from every profession and occupation it seems.
Occupation, social status, [...]

How To Buy A Car And Make Money Doing It…

“I’m king of the world!” Titanic, 1997
Americans have had a love affair with automobiles for over a century. We buy them with abondon; new, used, wrecked and restored. A car inflates our ego, provides useful transport and crystalizes our status. For many reasons it makes us feel like we are royalty; in charge of our world.
Unfortunately the [...]

The True Cost Of Gasoline…

“E.T. phone home.” E.T. The Extraterrestrial, 1982
How many American’s are going to “phone home” instead of going home this holiday weekend because they don’t want or can’t afford to spend the money it would take to fill up their gas tank three or seven times? Even for my high mileage compact it costs nearly $40 for [...]

Learn More, Own More, Owe Less…

“Carpe diem. Seize the day boys. Make your lives extraordinary.” Dead Poets Society, 1989
America! We have been bamboozled by BS from Behemoths (the name given to large corporations, unions and government.) As long as we adhere to their paradigm and wander like zombies through our financial lives, we are doomed to be, as Benjamin Franklin warned [...]