Credit stats…

American’s use - or misuse - of credit hangs as the single largest long term threat to our economy and therefore to our security, for it is our economy that draws the world to us and our industry as individuals that keeps it strong. Take away the incentive to work by overpowering an individual with [...]

The Financially Secure Forgotten Generation…

Books and articles abound about the Greatest Generation (1910 - 1924), the Baby Boomers (1946 - 1964), Gen-X and Gen-Y. 
But…what about my generation (1924 - 1945)? Why do the pundits and politicians ignore us? Why are most Americans totally unaware of our existence?
It’s our own fault. We failed to defend and pass on the values that [...]

The Dazzling Dozen Money Secrets – Epilogue

Sometimes it may sound like I am coming across as the enemy of financial professionals and the investment community. That is not the case. I personally rely on a Certified Financial Planning Professional to manage the money that I borrow from my “banks” and leverage into investments.
The approach to investing that derives investment dollars from [...]

The Dazzling Dozen Money Secrets – No. 12

Reason number twelve why you and any money smart person should choose cash vlaue life insurance to build a Money for Life economy that lets YouBeTheBank and that lasts in good times and bad:

Your “bank” serves you without compromise while you are alive and allows you to pay forward - tax free and to anyone [...]

The Dazzling Dozen Money Secrets – No. 11

Reason number ten why you and any money smart person should choose to use cash value life insurance to build a Money for Life economy that lets YouBeTheBank and that lasts in good times and bad:
Your “bank” lets you grow your wealth tax free every year…no sliding backward…no worries about stock market crashes or real [...]

The Dazzling Dozen Money Secrets – No. 10

Reason number ten why you and any money smart person should choose to use cash value life insurance to build a Money for Life economy that lets YouBeTheBank and that lasts in good times and bad:
You can use the money in your “bank” when an unforeseen life event throws you off track (and that happens [...]

The Dazzling Dozen Money Secrets – No. 9

Reason number nine why you and any money smart person should choose to use cash value life insurance as a foundation to build a Money for Life economy that lets YouBeTheBank and that lasts in good times and bad:
Your “bank” can fund an inflation-protected income that you do not have to work for and you [...]

“If it were not for the ‘last minute’, nothing would get done.” Dr Agon Fly

Paying bills is often like that. Many things seem more important - the kids are crying, the spouse is demanding, the boss is insisting, the grass needs mowed or the snow shoveled, and on and on…Chores, people, TV shows, and even bodily functions are shouting “Pay attention to me!” all the time. These demands are sometimes [...]

The Dazzling Dozen Money Secrets – No. 8

Reason number eight why you and any money smart person should choose to use participating cash value life insurance to build a Money for Life economy that lets YouBeTheBank and that lasts in good times and bad:
Your “bank” allows you to pre-pay the cost of future health and long-term care so the money you need [...]

The Dazzling Dozen Money Secrets – No. 7

Reason number seven why you and any money smart person should choose to use participating cash value life insurance to build a Money for Life economy that lets YouBeTheBank and that lasts in good times and bad:
Your “bank” allows you to put all of the interest you would normally pay to credit card companies, banks and [...]